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Exam Code : C9050-549
Exam Name : IBM Certified System Programmer - IBM IMS
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Updated On : July 18, 2018
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IBM Certified System Programmer

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Guidewire Stakes Its declare in insurance IT | killexams.com real questions with brain dumps

The property and casualty coverage market isn't one traditionally linked to slicing-facet technology. despite the fact, the international economic disaster has had lasting results on the business, together with compressed top class growth, traditionally low hobby rates hampering funding returns, and extending demands from shoppers for improved carrier, new items, and greater beneficial pricing.

know-how is assisting P&C assurance corporations in addressing these demands, which is assisting release new insights into core operations, most mainly claims processing, billing, and coverage underwriting and administration.No business has been more instrumental in this evolution than  Guidewire utility . Its InsuranceSuite makes use of contemporary application to handle the core needs of P&C assurance organizations. The business has introduced new capabilities via in-apartment building and artful acquisitions, pushing aggressively into data analytics and digital portals, which permit coverage groups to stronger serve policyholders and employees alike. while the enterprise is predominantly leveraged towards an on-premises atmosphere nowadays, Guidewire is smartly organized for cloud migrations should insurers’ software preferences shift, evidenced by its recent implementation of a greenfield cloud-based answer for MetLife and a turning out to be pipeline of cloud deals. These factors strengthen our view that Guidewire’s extensive-moat fortress is practically impenetrable, mirrored in the business’s practically one hundred% retention list. regardless of the share expense’s 65% run in 2017 to date, we nevertheless see a decent margin of safety for investment.Stranglehold on P&C application MarketGuidewire turned into situated in 2001 because the brainchild of a few consulting and utility engineering veterans from consulting firm McKinsey and utility groups Ariba and Kana application. in line with the shortcomings of assurance business IT, Guidewire’s mission has been to dump the operational workload of insurance companies to a modern application platform that may overcome these shortcomings and pressure more advantageous business effects.Guidewire has been on the forefront of technological innovation within the P&C coverage trade, as its InsuranceSuite addresses the core needs of P&C assurance companies: digitizing claims, billing, and coverage administration with contemporary application. We don’t see any signals of Guidewire’s growth slowing, given the enterprise’s starting to be pipeline of cloud deals and a bunch of greenfield opportunities with Tier 1 and a couple of P&C insurers, which make up the bulk of the market.As we examine its competitive knowledge today, we believe Guidewire has a stranglehold on the P&C coverage application market. In our view, smaller companies don’t have its wide, scalable offerings, and Guidewire’s penetration of the Tier 1 and a pair of consumer cohorts dissuades larger software vendors from entering the fray.We consider Guidewire has a wide financial moat in line with deep switching charges in its customer base and intangible property in response to its deep skills of the insurance trade and its means to installation this expertise in its software applications.Guidewire’s applications tackle each the core and peripheral wants of its shoppers. We agree with the company has essentially the most holistic suite of scalable software options to tackle claims, billings, and coverage administration, and it has bought or developed valuable add-on purposes for underwriting, records management, analytics, and agent and policyholder engagement to increase its draw close on its customer base. extra, each state, nation, and coverage line comes with its own set of regulatory and product-particular necessities that have to be baked into the utility. Guidewire’s options are in area in dozens of international locations and purchasable in assorted languages, clearing the manner for the company to serve the wants of the realm’s largest insurers greater than any of its competitors.though Guidewire has historically been an on-premises dealer, we believe it's top of the line positioned to offer scalable cloud options to huge insurers, given the investments it has made in building a robust providing on Amazon web features. The success of a recent digital greenfield project that worried deploying all of Guidewire’s offerings in the cloud for MetLife, a Tier 2 P&C insurer, will serve as a beneficial reference consumer, in our view, and should reduce the boundaries for Guidewire to win more deals with tremendous insurers despite their preferred method of utility start.insurance agencies stream very slowly when changing core software programs. in lots of cases, Guidewire is changing legacy systems that date back so far as 30 years, meaning that once these techniques are in vicinity, they are there for the long haul. We consider that Guidewire merits from in a similar fashion high switching fees, because it would be a massive accomplishing for its coverage consumers to rip out its utility and replace it with other providers.additionally, we believe insurance corporations view Guidewire as a protracted-time period strategic partner to be able to serve their core application utility wants for the subsequent a number of a long time, bolstering our perception that the company additionally merits from intangible belongings associated with its intimate consumer relationships, once more assisting its large economic moat. Any player looking to enter this market and serve tremendous, multinational insurers or even domestic insurers will need the means to trap the various underwriting and regulatory intricacies across a considerable number of products and jurisdictions on a state-via-state and nation-by way of-nation groundwork. We believe Guidewire’s ability to clear these hurdles extends its intangible asset moat supply, evidenced by means of the business’s deployments with over 300 consumers in additional than 35 countries and assisting a considerable number of languages.opportunities AboundAlthough the P&C assurance market is closely fragmented at the low conclusion, an outsize element of addressable market probability resides amongst Tier 1 and 2 insurers. in response to Swiss Re, there are roughly 70 Tier 1 P&C insurance groups in the world, and these write roughly forty five% of the realm’s complete direct written top class. About 220 Tier 2 coverage businesses write roughly 30% of the world’s total direct written top class, which means that about 75% of the whole addressable market probability resides with these 290 groups. Guidewire has relationships with 107 of them, which we accept as true with gives it an unmatched capability to amass dominant market share. The business has licensed more than 20% of global premiums to at the least one software product, but it has a bevy of go-selling and upselling opportunities within this client base alone, and we think it is poised to gobble up the bulk of web new consumer wins on the excellent of the market.Guidewire has displayed robust internal construction ability, however has no longer been shy about tapping into the open market in making a couple of savvy acquisitions in contemporary years to fill out its product portfolio, increasing its addressable market chance within the manner. We view Guidewire’s core options because the initial hooks that set up consumer switching costs, whereas the enterprise’s incremental records and digital portal items give a boost to the ecosystem, eventually resulting in a customer retention rate it is essentially a hundred%, helping our broad moat score.up to now, the selection among colossal insurance purchasers has been to take start of Guidewire’s application on-premises. whereas smaller insurers had been receptive of cloud-based solutions, bigger corporations tended to err on the facet of warning, choosing to take a average soar into modernization and forgoing cloud-primarily based deployments.besides the fact that children, with the unlock of InsuranceSuite 9 and subsequent development, Guidewire now has a totally cloud-competent solution it is licensed on Amazon net functions. helping this building push is MetLife, which embarked on a digital greenfield task that worried deploying the breadth of Guidewire’s portfolio as a cloud-based mostly solution. This challenge went are living in 2017 with overwhelming success, which we believe is a a must-have step in sealing the one knowledge gap that previously existed in Guidewire’s portfolio: a scalable, cloud-based answer. We view MetLife as a crucial reference customer should still greater gigantic coverage companies go down the direction of cloud-based deployments, which should still only further Guidewire’s capacity to penetrate the Tier 1 and a couple of cohorts of the assurance market. simply 22 consumers have deployed InsuranceSuite within the cloud these days, however we are expecting this number to rise dramatically in the coming years. The enterprise is investing ahead of this demand, increasing cloud-connected head count number via 40% this fiscal 12 months.extra, the 2016 acquisition of ISCS unlocks alternatives to stream down market quite simply. ISCS’ offerings, rebranded as InsuranceNow, provides Guidewire with a standardized, out-of-the-field cloud-based solution that it will possibly use to penetrate Tier three, four, and 5 insurers. The acquisition has additionally improved Guidewire’s cloud advantage, which we agree with will show beneficial as it pursues greater giant-scale cloud deals.Guidewire also is embracing consumer preferences past its own options. At its 2017 analyst day, administration specific a new partnership with Salesforce.com, integrating Guidewire objects and data within Salesforce’s fiscal functions cloud. We agree with this variety of partnership will simplest solidify Guidewire’s status as a most useful-of-breed supplier, certainly if significant insurers extra aggressively pursue software options in the cloud.Up-and-Down New Millennium for P&C InsurersWe believe the P&C insurance trade’s performance over the last several years has performed a key function in accelerating digital transformation and adopting up to date know-how solutions to force groups ahead. for the reason that the dot-com bubble burst, the assurance business has considered peaks and valleys. trade consolidation, risky hobby quotes, and the monetary disaster have all had a big impact on the business over the last 17 years. in fact, P&C insurance has viewed extra dangerous than respectable in the new millennium, as insurers have confronted challenging underwriting conditions and flagging funding incomes which have resulted in mediocre combined ratios, the ordinary measure of performance for assurance companies. Over this period, the industry has enjoyed tremendously constant annual net earned top rate increase of simply over three.5%, however incurred losses (2.8%) and charges (3.three%) have stored tempo. extra, the financial disaster has ended in a sustained period of historically low interest rates, and investment incomes have grown at a compound annual expense of below 1% over the identical length. in consequence, losses and prices have invariably outstripped top class increase in that point, creating a challenging atmosphere for profitability over a sustained length.In recent years, elements such as falling oil prices, which have encouraged greater driving by way of lower gasoline expenses, yielding a more desirable number of collisions and subsequent assurance claims, have exacerbated bad underwriting performance. vehicle undertaking can have an outsize have an effect on on P&C insurers, as auto insurance makes up 35% of direct written top rate in the united states, more than double the subsequent-largest coverage line (homeowners and farmers). natural failures can even have an outsize impact. Hurricanes Katrina and Sandy helped make a contribution to massive spikes in catastrophe losses in 2005 and 2012, respectively, hampering underwriting efficiency. up to now in 2017, principal storms reminiscent of hurricanes Harvey, Irma, Jose, and Maria have resulted in catastrophic losses in the Southern U.S. and the Caribbean, with some estimates inserting the hurt within the realm of $200 billion, probably the most seeing that the 2005 hurricane season.because of these market situations, industry returns on equity have suffered for a couple of years, causing coverage businesses to discover new avenues for revamping enterprise strategies and increasing effectivity in try to improve profitability. Pricing raises were adequate, but inflation and costs have proved negative. while catastrophic losses have appreciable variability, 2017 is shaping as much as be a drag on the industry, and 5 of the past six years have registered above the 18-12 months median annual catastrophic loss total.These developments have resulted in material alterations in our P&C coverage coverage. in view that 2008, we now have made 11 adjustments to present moat ratings of insurance organizations (no longer including insurance drops and additions of prior to now unrated businesses). Of these moat ranking adjustments, just two had been enhancements, whereas 9 had been downgrades.We agree with the challenges facing the assurance trade and the diminishing sturdiness of competitive advantages have ended in companies inspecting new strategies of using the company ahead. greater generally, this has meant improved adoption of contemporary technologies to overtake operations and enhance agent and policyholder engagement.Insurers’ complex Relationship With TechnologyAlthough utility software has proliferated across every business during the last several many years, many core methods for P&C insurers were deemed “decent enough” for a substantial duration. definitely, many core insurance systems count on manual, paper-based mostly procedures, developing a substantial gap in facts integrity, often resulting in bad underwriting, policy, and claims administration. When application methods were in place, the customary engineering often dated back two decades or greater, counting on infrastructure that become cobbled collectively in-apartment, now not in energetic development, or had lengthy long gone off aid from the common dealer. additional, many huge coverage organizations are a byproduct of mergers and acquisitions, complicating the IT ecosystem with disparate legacy programs with differing architecture. These shortcomings regularly included old-fashioned programming languages, little (if any) potential to have interaction with other crucial purposes, and a very small pool of specialised IT ability to control these methods.nonetheless, assurance technology remained on the again burner for years. while assurance organizations themselves have been partly accountable for standing pat with dated technologies, the expertise and undertaking investing communities have been at fault as well. despite the explosion of new know-how business formation during the last two decades--including a lot of high-profile economic know-how, or fintech, corporations--insurance know-how, or insurtech, has only recently turn into a focus of latest investment.Even with the recent influx of new company formation and investment in insurtech, each one of these businesses are aiming at disrupting the underwriting, administration, and servicing of coverage policies as opposed to helping existing avid gamers embark on digital transformation and heightening operational efficiency. The influence of know-how on coverage, even given modest undertaking funding ranges, is fantastic: A McKinsey examine published that insurers investing probably the most in technological overhauls are attaining very nearly double the amount of salary boom whereas yielding improved profitability.together, we trust these dynamics have helped clear a route for Guidewire’s ascension because the premier supplier of operational software in P&C coverage, driven through the enterprise’s continual funding in its choicest-of-breed portfolio of options.Guidewire’s Tier 1 Success keeps competitors at BayWe believe Guidewire’s extensive portfolio that faucets directly into the core operations of insurers of all sizes yields cloth switching fees for its purchasers. additional, given the various demands of particular person assurance traces and quite a lot of regulatory impacts on a state and country stage, we believe Guidewire’s in-depth competencies of the coverage business yields a material intangible asset for the business. All in, these factors form Guidewire’s extensive moat. The conclusion market is not bereft of competition, but we suppose Guidewire’s place is certainly mighty, given its capacity to establish relationships with probably the most greatest insurance agencies on the earth, without problems cornering a big amount of a total addressable market that we trust discourages new entrants.The global P&C assurance trade generates roughly $2 trillion on an annual groundwork, spanning own and industrial assurance traces. On the surface, the sheer quantity of greenbacks that flow through this industry would suggest a large market chance for application businesses to serve the core operational wants of those insurers. whereas here is definitely the case, the excessive fragmentation of the P&C coverage market, especially on the decrease ends, creates a unique dynamic that affords Guidewire an enviable position.Most chiefly, the majority of the addressable market chance resides among Tier 1 and a pair of insurers. generally, Tier 1 assurance businesses, corresponding to Nationwide or State Farm (both Guidewire purchasers), are those who write more suitable than $5 billion in direct written premium annually; Tier 2 coverage agencies are those that write $1 billion-$5 billion in direct written top rate annually. Tier 1 and a couple of insurance organizations are answerable for writing roughly 75% of total direct written top rate globally, making it crucial for any utility enterprise seeking to benefit scale to deeply penetrate this cohort. There are only 70 Tier 1 agencies, yet they are accountable for $900 billion of direct written top rate (or roughly forty five% of the international complete), yielding a typical potential customer dimension of almost $13 billion in direct written top class.We emphasize direct written top class given the pricing mechanism Guidewire deploys. often, Guidewire fees its software based on total volume of direct written top class licensed to an individual application. administration has disclosed that this range is customarily 15-30 groundwork facets of salary for each dollar of direct written top rate, and the company has traditionally been able to extract greater commissions at decrease quantity, specifically in Tiers three-5.We think two characteristics unlock a enhanced element of the core addressable market for Guidewire than opponents: Guidewire’s deep portfolio of add-on modules and applications and its confirmed scalability. First, we accept as true with the business’s facts and digital portals portfolio is unmatched, and we believe this dynamic unlocks an incremental addressable market.2nd, Guidewire has via a ways probably the most experience replacing core legacy programs relative to its friends, yielding far more Tier 1 customers than the leisure of the market. this is an important factor in our broad moat score. considering that so a lot of the market possibility is focused in a small subset of corporations, we feel Guidewire’s big variety of existing relationships with Tier 1 companies discourages greater utility corporations from entering the market and explains why few giant corporations are taking part in in this realm. while most of Guidewire’s top rivals are private, we accept as true with the market share of rival application companies is fairly low.we have long contended that Guidewire’s solution is the broadest and deepest toolset in the marketplace, characterizing the North American market as a two-horse race between Guidewire and Duck Creek applied sciences, while internationally Guidewire stands the top-rated probability of winning huge share. If we focal point on solutions scaled for the area’s largest insurers, Guidewire is a clear reduce above. components of InsuranceSuite were in construction in 227 instances as of March. Gartner estimates Guidewire secured 33% of total consumer wins within the prior yr, greater than three times the closest competitor (which we suspect is Duck Creek). Comparatively, Duck Creek has simply ninety in-creation deployments of its core modules, and we believe a bigger element of its client cohort falls in Tier 2 and beneath (though we accept as true with it has a handful of Tier 1 clients).unless remaining 12 months, Duck Creek became a wholly owned subsidiary of Accenture, which we consider severely hamstrung the business from organising incremental relationships with gadget integrators and different channel companions. youngsters we suppose Duck Creek stands to advantage in some ways by using having Accenture spin out a majority of its possession stake to Apax companions, we agree with Guidewire is the larger beneficiary of this building. Guidewire already benefited from a powerful partner ecosystem, together with enormous relationships with businesses corresponding to Capgemini, EY, and PwC on the consulting side, whereas important cloud carriers including Amazon, Microsoft, IBM, and Oracle are companions. Following Accenture’s spinout of 60% of its stake in Duck Creek, the company introduced it changed into forming a partnership with Guidewire to guide deployments in Europe and Latin the united states, areas where there is much less penetration from modern utility companies in P&C coverage.The foreign growth LeverThe international chance is a cloth, untapped one for Guidewire. although the enterprise has a broader set of competitors internationally, administration has intimated that the majority international Tier 1 insurers have yet to adopt a modern utility answer for core operations, which we trust is a significant chance for Guidewire. The company has been diligent about setting up itself in foreign markets, specifically given how different each and every competitive ambiance is (specifically in Europe).Most of Guidewire’s income and Tier 1 clients come from the U.S. market. although, the enterprise has accelerated its overseas inroads in contemporary years, and the possibility is large. The overseas opportunity is roughly 50% bigger than the opportunity Guidewire has in the Americas, and penetration is a great deal reduce.whereas breaking into international markets may also be challenging for U.S.-based mostly software vendors, Guidewire’s early work is starting to bear fruit. The business has purchasers in more than 35 international locations and supports loads of languages. The combination of reference purchasers, language assist, and baking regulatory requirements into the application is a substantial hurdle for entrance into new markets, and Guidewire is the furthest down the path of undertaking these feats. despite a number of established faces internationally, corresponding to Duck Creek (in Australia-New Zealand essentially), Pegasystems , Sapiens , and SAP , none of those companies have completed Guidewire’s stage of success or developed a vast set of solutions to meet the wants of insurers across numerous theaters. Guidewire is beginning to seize a hang on several foreign markets, exceptionally in Europe, the place it's taking a tailored method to reaching clients. for example, German insurers have a robust option to purchase from German agencies, and Guidewire has diligently based a German arm fitted with a German salesforce to overcome these hurdles.Market Penetration and the changing insurance LandscapeWe accept as true with Guidewire is within the early levels of its growth story, given the relatively sluggish cadence to which insurers have historically moved and the quantity of probability that lies past the borders of the U.S. If we consider Guidewire from both a direct written top class and wallet share point of view, its growth runway is incredibly lengthy. collectively, whereas Guidewire has roughly 20% of global direct written top rate licensed to as a minimum one product, its total dollar penetration is an awful lot decrease. however, this has to be put into context from both an existing customer and net new customer perspective. as a result of insurers commonly roll out Guidewire’s software gradually, we believe Guidewire will capture the overwhelming majority of pockets chance among its current shoppers. however, the ultimate international possibility inclusive of present and internet new customers remains even larger.The P&C insurance has remained highly good from an instantaneous written premium standpoint during the last a few years, tracking roughly according to world GDP, which we accept as true with is an inexpensive assumption relocating ahead when pondering Guidewire’s business. but beneath the hood, there are doubtlessly giant shifts for P&C insurers.Most primarily, the future of auto assurance is some extent of contention among insurers, notably as expertise disrupts the manner individuals drive and the way riding habits is tracked. The introduction of telematics on the decrease end of the technology spectrum has allowed insurers to keep decrease pricing to preserve respectable drivers, while extra aggressive pricing may also be deployed for drivers with poorer facts who are more likely to churn anyway. Over the medium term, telematics may dramatically enrich underwriting efficiency, but longer term, the possibility of self reliant vehicles casts a shadow over this line of company, which debts for roughly 35% of home insurance premiums. while we do not trust the danger of autonomous automobiles is immediate, it's a chance component to each insurers and Guidewire’s business. self sufficient motors are not likely to render auto insurance out of date, however they would force an important trade shift, akin to relocating the onus from personal assurance for drivers to industrial insurance for fashioned-equipment producers or technology groups establishing the software, accessories, and algorithms that finally control motors, which could severely reduce premiums. within the near term, besides the fact that children, auto coverage premiums proceed to grow at a in shape clip, aided in fresh years through low oil and gas costs that have inspired extra riding and in consequence yielded extra accidents. We do not bake in any direct assumptions in regards to the decay of the auto coverage market into our mannequin for Guidewire, but it surely is a downside possibility ingredient we monitor.Conversely, we see a pair of important growth levers that might have a good influence on Guidewire’s total addressable market. First, lots of Guidewire’s latest shoppers write assurance beyond the P&C house, together with life and medical health insurance. whereas Guidewire has no instant plans to flow into these markets, we have heard from a few valued clientele at investor routine in recent years that a Guidewire-branded product for these strains would have numerous demand. administration has insisted that its focus remains on the mostly underpenetrated P&C area, however we agree with this a greater probably upside driver over the subsequent several years than the competencies draw back of auto assurance decay. mutually, Gartner estimates the coverage business will spend in extra of $15 billion on vertical-particular software within the subsequent five years, a meaningful element of which lies past P&C assurance.2d, cyber insurance is already presenting Guidewire with a tangible market opportunity. in line with a study by way of EY, greater than 60 carriers in the U.S. are underwriting billions in cybersecurity insurance premiums. EY estimates the annual U.S. cyber insurance top class total is almost $3.5 billion and will more than double in a number of years. Guidewire is already angling to trap this growth in its products, together with advanced product definitions to underwrite these guidelines. extra, Guidewire’s contemporary acquisition of Cyence will help push this use case; Cyence makes use of facts science to aid insurers enhanced be mindful the supply and abilities damage of up to date risks, and Guidewire will set up this technology to support in underwriting, pricing, and expertise loss estimation for risk administration.We’re Bullish on GuidewireWe believe Guidewire is poised to capture giant market share within the mostly underpenetrated P&C insurance software space. a couple of key assumptions power our $ninety five reasonable price estimate, together with an ongoing mix shift in the good line faraway from decrease-margin expert features profits (which the company’s large accomplice ecosystem will support) toward better-margin license and renovation salary. We model a consolidated top-line compound annual boom expense of 15% over the subsequent 10 years (compared with a 25% CAGR over the outdated eight years), with license and maintenance revenue without problems outstripping capabilities salary boom. License and maintenance income account for roughly eighty% of earnings by means of the end of our explicit forecast duration, yielding $1.6 billion in complete annual software earnings with the aid of the end of our forecast duration. This stage implies roughly 30% penetration of our complete addressable market estimate. Given the amount of pricing power we believe Guidewire can exert, we believe working margins have upside to the high 30s by way of the conclusion of our explicit forecast period.We think a corporation like Guidewire, given its wide moat and position as a huge fish in a small pond, is beneficial of a premium valuation, however we feel our base-case valuation is not pricey within the context of free cash movement generation. We use a 3-stage discounted cash move model to derive all our fair cost estimates in software, however we trust free money circulate multiples unencumber the authentic price of application businesses that are going via periods of extended growth, above all when ratable income attention fashions temporarily exacerbate the margin profile of a company to the downside. using free cash movement as context, the broader utility market has traded at far more within your means multiples in contemporary years regardless of pockets of severe growth. here is particularly authentic when given that old cyclical peaks within the dot-com bubble and just before the international fiscal crisis.

VEGAS INC, Cox company honor top Tech execs | killexams.com real questions with brain dumps

The seventh annual Las Vegas desirable Tech Exec Awards, a collaboration between Cox business and VEGAS INC, admire Southern Nevadans who are helping form the long run earlier than our very eyes. These are individuals who are sometimes on name 24-7, asked to resolve problems that may additionally under no circumstances have came about in a impulsively evolving trade.

  • LIFETIME achievement AWARD

    Debbie Banko, CEO, link technologies

    Ohio native Debbie Banko launched hyperlink applied sciences in 2000 with an ancient computer, a landline and a handful of valued clientele, and has grown the enterprise into a number one provider of skilled functions in information technology, engineering, company help, undertaking administration and cyber safety/counsel assurance. Working with purchasers at the native, state and federal degree, hyperlink applied sciences now has more than one hundred twenty five personnel and an office in Denver, with a presence in Reno, Phoenix, Philadelphia, long island city, Southern California, Utah and South Carolina.

    With a knack for making a choice on alternatives, Banko lately centered link’s mighty cybersecurity and audit and compliance arm just in time to ride the wave of expanded activity in this fast-growing market. certainly, the enterprise is without doubt one of the few carriers that may boast a PCI QSA (payment Card business certified protection Assessor) certification.

    “In a world of refined cyberthreats and well-publicized attacks, having a robust security posture and CPI-compliant credit score-card practices is barely going to turn into more critical,” observed Banko, who holds a bachelor’s degree in political science with a minor in business from Ohio college. “Our goal is to be the go-to provider for this in Las Vegas and Denver, and we’re already off to a very good beginning.”

    included on Inc. 5000 listing of fastest-growing deepest businesses within the nation for the past 5 years, link technologies’ client base includes the department of defense, department of power, branch of native land safety and the Transportation security Administration. however at a grassroots level, Banko is a dedicated champion of initiatives to improve STEM schooling and make the IT workforce greater inclusive of women and minorities, and is an lively supporter of SIM (Society for suggestions management) Las Vegas.

    “The IT needs of the usa’s agencies have develop into more and more distinct and really good over the final 15 years,” observed Banko, who up to now labored in various management capacities at highest quality Consulting. “And while profession IT generalists are nevertheless very tons widespread, organizations also need the help of esoteric experts, from time to time for a single assignment, occasionally for a few years. link has many of these experts in-house and may installation them on a consulting or expert-functions groundwork. We also have a proprietary database of over 100,000 technology authorities and an in-condominium recruiting team that may locate the correct resource on short observe.”

  • group EXEMPLARY AWARD

    Eric Mendelsohn, Co-founder/Director, Code relevant

    With greater than twenty years of journey in teaching and schooling-administration, Bay area native Eric Mendelsohn is assisting to develop Southern Nevada’s know-how trade with the aid of working towards the computer programmers of the following day.

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    Eric Mendelsohn

    Mendelsohn — who holds a master’s in English literature and a bachelor’s in English, each from San Jose State university — is co-founder and director of Code critical, founded in March 2016 as an after-college tech core, where children ages 7 to 17 gain knowledge of the fundamentals of coding, app development and computer science. the primary of its kind in Nevada, Code principal specializes in enrichment and real-world abilities, with personalised, self-paced gaining knowledge of and neighborhood initiatives that exhibit the expertise of coding.

    “We want to expose as many kids as we will to the probabilities of coding,” spoke of Mendelsohn, who moved to Southern Nevada in 2013 and manages daily operations for the business, which presents memberships on a month-to-month groundwork, with little ones signing up for either one or two classes per week. “We don’t just teach coding; through coding, they be taught to solve complications, overcome boundaries and advance important-pondering knowledge and creativity. We desire the gaining knowledge of be constructive, engaging and meaningful.”

    in line with code.org, best forty p.c of Nevada colleges teach computer programming, yet ninety percent of parents need their toddlers to study laptop science. in the meantime, the STEM-related economy continues to grow, with new profession alternatives rising within the container. Code imperative is helping to bridge the hole by providing a enjoyable and collaborative space to train youngsters some of the equipment they'll require for fulfillment.

    The business is additionally striving to introduce extra younger ladies to coding, having held its first workshop for Southern Nevada lady Scouts in September 2017, with two extra workshops in October.

    “every week we are reaching out to extra students, and we hope to open another middle, or probably two, within the Vegas area in 2018,” pointed out Mendelsohn, who up to now worked in a considerable number of capacities on the trend Institute of Design & Merchandising in San Francisco; as director of coaching and curriculum construction for superior world Connections within the Bay area; and as director of company development for LasVegasTickets.com. “know-how is essential since it is essential now, and will be more and more so in the future. With the rapid and incessant tendencies in know-how, I don’t suppose staying ahead of the curse is simple. however we are striving to keep up with the aid of invariably enforcing new gaining knowledge of technologies into our curriculum.”

  • health CARE AWARD

    Wonda Riner, Director of counsel technology, UNLV school of medicine

    Pennsylvania native Wonda Riner is a herbal-born difficulty-solver who likes to find how to make things work, a keenness which formed her career direction.

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    Wonda Riner

    “My pastimes have on no account in reality been expertise-concentrated, but throughout my school internship I found that I had a skill for software administration, and it turned into through developing that talent together with undertaking management that I actually have grown into the expert i'm today,” noted Riner, who holds an grasp’s in company administration from Saint Francis tuition and a bachelor’s of science in health coverage and administration from Pennsylvania State school.

    Riner labored at Saint Francis tuition’s center for Excellence for faraway and Medically under-Served Areas previous to relocating to Southern Nevada in 2003 to accept a place with UNLV’s office of counsel expertise, transitioning to the office of college Affairs in 2013. In April 2016, she changed into hired by using the institution’s new school of drugs as director of educational and researching technologies, at once slipping into the role of director of advice expertise as a way to better make the most of her ability set.

    The faculty of drugs turned into formally based in August 2014 according to the need for greater first-class fitness care in the state when the Nevada system of larger schooling board of regents accepted funding for the medical faculty’s start-up charges. NSHE, UNR, UNLV and the college of Nevada college of medicine signed a memorandum of understanding to enhance an independent, full-scale, allopathic medical college at UNLV in November 2013.

    When Riner got here on board with the scientific college, she was tasked with transitioning all of UNR’s data circuits to UNLV, amongst different transitioning initiatives.

    “With the aid of the faculty’s leadership and the college’s office of guidance technology, I coordinated over 5,000 man-hours in a 3-week period to make certain that the transitioning UNR clinics can be in a position to continue seeing sufferers as scheduled,” she spoke of. “We had two clinics that were open on July 1, 2017, simply 12 hours after we were given entry to the places, and the leisure opened on July three.”

    Riner stated it’s quintessential to dwell aligned with or ahead of the curve tech-intelligent as a way to meet the wants and expectations of students, shoppers, patients, faculty and team of workers.

    “We need to stay current and creative to stay competitive,” she mentioned, adding that the medical college boasts technology so one can greatly benefit students. “The digital anatomy tables and accompanying application now not simplest deliver the ‘Wow’ factor when traveling our educational amenities, however it is also miraculous to recognize how this know-how will superior put together our college students for training medication.”

  • PUBLIC business AWARD

    Sy Esfahani, Chief tips Officer & Senior vp, MGM inns foreign

    The son of an electrical engineer, Sy Esfahani at the start deliberate on following in his father’s footsteps as a scholar at the university of Nebraska at Omaha. Then reality intervened and his career route took a unique direction.

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    Sy Esfahani

    “After attending the first category in electrical engineering fundamentals, I knew I obligatory to pursue whatever thing more enjoyable,” said Esfahani, who became added to the tuition’s newly fashioned faculty of computing device Science by way of a friend. “And the leisure is background.”

    Esfahani got a bachelor’s of science in computing device science from UNO, and went on to earn a master’s degree in administration from primary Michigan institution just before working in Omaha as vice chairman of IT for DMSi and then as vp of again workplace items for ACI. From 2000 to 2009 he became chief information officer and govt vp for GES Exposition features in Las Vegas, then served a 3-yr stint as chief information officer for Fiserv EFT in New Jersey.

    Now completely at domestic in Las Vegas, Esfahani joined MGM inns overseas as senior vice chairman and chief tips officer in July 2013, where he manages normal international expertise strategy and execution, which includes more than 300 systems.

    “Digital transformation and the way we have interaction and serve our guests at each degree are key to the standard MGM lodges business method,” Esfahani observed. “we now have launched numerous applied sciences akin to our web site redecorate, mobile investigate-in, Wi-Fi redesign and in-room applied sciences, and we have many other technologies that we are going to launch in the next few months. know-how has created a aggressive edge for MGM motels and we can proceed to lead our business via digital transformation.”

    He stated 2018 could be a year when the industry will embody technology as a method to digitize manual operational approaches, have interaction in a extra significant method with shoppers and use analytics to drive enterprise choices, all of that are made possible as a result of maturity in cutting-part technologies such as synthetic intelligence, robotics, and cyber web of things (IoT).

    Esfahani referenced the findings of IT research and advisory enterprise Gartner Inc. in noting that each enterprise is becoming a technology enterprise, and it’s both sink or swim.

    “those that adopt digital transformation and the tsunami of expertise adjustments that are reshaping all industries will live to tell the tale and thrive, while others will vanish,” he mentioned.

  • NONPROFIT AWARD

    Tim Stephens, Director of guidance technology, Three rectangular food bank

    As a boy in suburban Michigan, Tim Stephens discovered an historic e-book on working methods and commenced studying how to maneuver through the basics, which sparked an interest in technology. He moved to Southern Nevada in 1998, and became permitted into the community faculty high school application, which allowed students to take school classes alongside the general curriculum.

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    Tim Stephens

    “I all started taking MCSE, Novell, Cisco and CompTIA classes to fill out my agenda, which drove my hobby in expertise and led me to attain two AAS levels in computer science from college of Southern Nevada,” referred to Stephens, who started his profession as a assist professional at complicated Rock inn & on line casino and worked in IT capacities at Aliante lodge and TopGolf before a message in his in-field changed the path of his profession.

    “sooner or later, a specific opening caught my eye — Three rectangular meals bank.”

    Stephens joined Three square — Southern Nevada’s best meals bank — as director of suggestions expertise in December 2016, and set about revamping the firm’s IT, audio/video and safety accessories, leading to a drop in operating prices, including a 40 percent discount in the can charge of mobile gadgets. He turned into also instrumental in enhancing scalability and reliability, while casting off costly capital expenses, by using relocating the mobile community to a managed VoIP solution supplied via Cox enterprise.

    He additionally prolonged the usability of ancient pcs by way of upgrading to solid state drives and windows 10, minimizing the variety of new laptop purchases and lengthening efficiency of existing hardware. He also overhauled the audio/video equipment within the working towards room and event areas; incorporated a web-based support-desk solution to manipulate incidents, property and approvals; and placed an emphasis on the utilization of internships and group companions to aid reduce labor and know-how fees.

    As for the longer term, “i need to circulation greater of the infrastructure to the cloud in order to extra cut back future capital bills,” Stephens referred to. “This also provides a authentic and scalable platform for programs as Three rectangular continues to develop. As a nonprofit, the ability to purchase servers or different hardware is not always an alternative. It is vital to know what different courses that you would be able to leverage to assist your business develop, whereas preserving expenses at a minimum.”

  • private business AWARD

    Piotr Tomasik, Chief technology Officer & Co-founder, Influential

    Bay enviornment native Piotr Tomasik has been tinkering in know-how due to the fact that childhood, when he learned to take a arms-on approach to fulfill his inherent inquisitiveness about how stuff works.

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    Piotr Tomasik

    “When i used to be 10 years ancient, my mother came domestic to discover my new desktop disassembled on the flooring,” pointed out Tomasik, who moved to Southern Nevada in 2004 to attend UNLV, where he earned a bachelor’s of science in computer science, with a minor in arithmetic. “involved, she asked me what had came about. I lightly defined that i was simply upgrading the reminiscence. i really like to dive into new things and learn the way they work.”

    This lifelong ardour has ended in a a hit professional path for Tomasik, who has worked in a considerable number of tech capacities for native groups akin to eCommLink, activity Habitats and ActiveSide, which he co-situated in January 2013.

    Taking his entrepreneurial spirit to the next degree in July 2014, Tomasik additionally co-situated and serves as CTO of Influential, which at its genesis had a group of workers of 4, and now has outlets in new york city and Beverly Hills, with a complete of sixty four employees, together with 33 in Southern Nevada.

    via augmented intelligence — AI — and laptop gaining knowledge of, Influential suits brands with appropriate influencers to produce campaigns on social media. Tomasik created the application, and leads development of the enterprise’s SaaS (software as a service) platform and its proprietary algorithms, the key sauce behind its AI-based influencer selections.

    In October 2015, Tomasik and his team established a partnership with IBM’s Watson, and in February 2016, Influential launched its first Watson product, a national Kia campaign whose ad aired right through the tremendous Bowl. In September 2016, Condé Nast publications introduced it will partner with Influential’s IBM Watson-enabled platform to boost very own relationships and knowing of key audiences, and Influential additionally partnered with the United countries to launch its #HugForPeace campaign, coinciding with the corporation’s international Day of Peace.

    This year, Tomasik and his team expounded upon a new market-analysis conception, micro-segmenting, which enables for the means to analyze an influencer’s followers, as adversarial to just the influencer. Micro-segmenting allows Influential to offer measurable, optimized paid media advertising to a specific influencer’s following.

    searching ahead in 2108, “We could be launching greater SaaS choices in the hopes of fitting the premier influencer marketplace,” Tomasik spoke of. “technology is the super disrupter, so being privy to the innovative and dipping your toe in is fully fundamental in case you hope to live vital and efficient compared to your competitors.”

  • hotel/GAMING AWARD

    Les Ottolenghi, government vice chairman & Chief assistance Officer, Caesars amusement

    North Carolina native Les Ottolenghi developed an activity within the tech arena during his junior year of faculty, when he met H. Ross Perot, who described how the long run can be based on desktop techniques and know-how.

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    Les Ottolenghi

    “His suggestion led me to this career, where I could pursue important and creative things that the realm is now founded upon,” observed Ottolenghi, who holds a grasp’s of company administration in web and counsel technology strategy from Emory school’s Goizueta business college and a bachelor of arts and sciences in background from Duke tuition, where he additionally studied desktop science. “also, Melinda Gates become my school roommate at the time, so it looks like it might ought to be fate,” he stated.

    Ottolenghi launched his profession as an entrepreneur and founding father of a few a hit birth-united stateswithin the Atlanta enviornment in advance of joining Sands Corp. in 2013, the place he served as international chief advice and innovation officer.

    He joined Caesars enjoyment Corp. in January 2016 as govt vice chairman and chief tips officer, with a mandate to power innovation and alter in an organization and trade ripe for revolution, chiefly with reference to connecting distinct client segments.

    indeed, Caesars enjoyment is in the midst of a massive investment and renewal within the core of its enterprise operations. Working with premier-in-category strategic partners equivalent to Oracle in finance and human materials; Infor in hospitality; Salesforce in advertising; and Microsoft in collaboration and productiveness will allow the enterprise to focal point on what’s significant for guests and employees.

    These transitional initiatives have a worth of greater than $200 million of know-how attached, which aligns with Ottolenghi’s belief that IT will also be an enabler and driver of core revenue boom. He has additionally been instrumental in propelling a few other initiatives that supply smaller however massive profits benefits and mark downs.

    “The casino that we recognize these days is enormously evolving via cloud-based technologies,” he referred to. “Caesars leisure is changing its company model to adapt to no longer simply the new digital technologies, but the habits of our customers who interact with the technology all through our homes. Our aim is to be essentially the most superior company in our business in expertise for all sides of the client experience.”

  • schooling AWARD

    Snehal Bhakta, CTE task Facilitator/Innovator, Clark County college District

    As a kid in rural Kansas, Snehal Bhakta become hooked on his Atari — so addicted, his fogeys tried to limit his video game-time by means of confiscating the joystick. quality try, mom and pop.

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    Snehal Bhakta

    “lower back then, the tech to manage the games device turned into pretty elementary, so i used to be able to take aside an historic AM/FM radio and use the wires and the tuning and quantity-handle knobs to create a make-shift controller,” pointed out Bhakta, who become born in Blantyre, Malawi, Africa, and graduated from Kansas State college with a bachelor’s of science in laptop engineering and secondary education. “I doubtless should still have muted the sound on the game, but I learned that no count number the problem, if you’re encouraged and work complicated which you could doubtless get a hold of a solution, although you get grounded for a few weeks.”

    Having worked as an IT consultant and with a considerable number of companies akin to Johnson Controls, TechSkills, dash and Accenture, Bhakta brought his mad Pac-Man prowess and his passion for technology to Southern Nevada in 2008, joining the Clark County college District in August 2010 as administration counsel systems software lead, and assuming his current publish as CTE (profession and technical education) innovator in August 2015. in this ability, Bhakta is committed to making certain that native students are prepared for fulfillment in the twenty first century via presenting them with opportunities to explore the many tech-connected career alternate options obtainable after commencement.

    “Having graduated with each an engineering diploma and education degree, I at all times felt that finally i'd emerge as in training,” Bhakta pointed out. “I’ve worked on projects involving expanding pupil and community participation with programs like national Job Shadow Day, and continue to look for ways to carry inventive academic and technical practices to students, teachers and administrators.”

    to be able to attract greater younger women to the trade, Bhakta and his CTE crew spearheaded the native #GirlsinTech and #GirlsinSTEM initiatives in 2015, and have when you consider that hosted IT pursuits for some 2,000 Clark County center-schoolers. Bhakta additionally introduced the country wide core for ladies & suggestions technology to the valley final 12 months, with 12 excessive faculty college students being honored with the corporation’s Aspirations of Computing Award. This 12 months, Bhakta was instrumental in introducing the national TECHNOLOchicas initiative to Southern Nevada to elevate awareness amongst young Latinas about careers in tech.

    “girls and minorities are underrepresented in tech and STEM fields, so it’s imperative to find how you can promote these alternatives,” Bhakta stated. “here's an exciting time for us as a result of the accelerated recognition and magnitude of CTE courses.”

  • govt AWARD

    Michael Lee Sherwood, Director of tips technologies, metropolis of Las Vegas

    A forward-looking thinker committed to protecting Las Vegas on the technological forefront, Michael Lee Sherwood brings some 20 years of management adventure in municipal-executive operations to the desk in his role as director of expertise and innovation for the metropolis of Las Vegas, a publish he assumed in February 2016.

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    Michael Sherwood

    during this capability, Sherwood is committed to making Las Vegas a sensible metropolis capable of becoming with the instances.

    To this conclusion, Sherwood has been instrumental in developing an IoT (cyber web of things) network downtown, carried out with various sensors to give facts on ambiance, traffic patterns, and pedestrian security and mobility. This community will additionally deliver free wireless entry to enhance connectivity.

    Sherwood is also spearheading partnerships with auto manufacturers to increase the way forward for car and highway communications — in coaching for self-using cars and also to support residents and company alike remain secure on local sidewalks — and is additionally working to make metropolis of Las Vegas content material effectively obtainable on smart devices and media players to ensure convenient entry to metropolis-connected information and updates.

    earlier than coming on board with the city of Las Vegas, Sherwood worked for the metropolis of Irvine (California) as deputy director of public defense, company capabilities and city technology for greater than two years, and additionally served as Irvine’s manager of company capabilities for 14 months. He additionally has some 16 years of previous technology journey with the city of Oceanside (California) — including a few dozen years as chief advice officer — and labored earlier than that within the deepest sector.

    He holds an M.S. in government administration from the university of Southern California and a B.S. in administration from Pepperdine tuition.

    — Profiles by way of Danielle Birkin

  • The judges

    • Daniel Chapnick: As regional hiring manager for id Tech — a summer know-how software based in 1999 for infants and teenagers — Daniel Chapnick is assisting to inspire the next technology of aspiring programmers, video video game designers, app builders, robotics engineers, filmmakers, photographers and innovators.

    • Clifton Cole: Clifton Cole is Penta building group’s VDC manager. He has been the catalyst for the company’s technological revolution.

    • Shavonnah Tièra Collins: Shavonnah Tièra Collins is the managing director of RedFlint. Her history contains being a part of the preliminary organizing team of Startup Weekend Las Vegas and teaching starting Entrepreneurial Ventures on the UNLV Lee enterprise college.

    • Jason frame: Jason body is the IT supervisor for the Southern Nevada health District. body, who developed the software engineering crew from the ground up, has been instrumental in increasing effectivity and lowering expenses for the district.

    • Laura Fucci: Laura Fucci joined the metropolis of Henderson in November 2012 as chief counsel officer. Fucci earned her bachelor of science diploma in computing device science at Oregon State university and received a certificates in public administration from UNLV.

    • Mary Lynn Palenik: Mary Lynn Palenik is Aristocrat’s vice chairman, world head of PMO. She is answerable for portfolio oversight at the corporate stage, constructing requirements and approaches for the project ecosystem by the use of an dependable and controls-based framework.

    • Les Leonard: Les Leonard is vp of advice technology of motels World Las Vegas. He has greater than three many years of adventure in counsel know-how and has worked a long time in gaming and hospitality.

    • Lester Lewis: Lester Lewis is an IT strategist within the state of Nevada. presently, Lewis is the deputy chief suggestions officer for Clark County. Lewis proudly served within the u.s. army where he held the position of telecommunications methods operator.

    • Mangit Singh: Manjit Singh is a member of the advisory board for faculty of engineering at UNLV and works on cybersecurity. in more than two decades of profession in know-how, Singh has labored at two Silicon Valley startups, sun Microsystems, Juniper Networks, IGT and Aristocrat in a lot of expertise leadership roles.


  • ABCs of IBM z/OS equipment Programming extent three | killexams.com real questions with brain dumps

    summary

    The ABCs of z/OS® system Programming is a thirteen-extent assortment that gives an introduction to the z/OS operating system and the hardware structure. even if you are a newbie or an experienced gadget programmer, the ABCs collection gives the suggestions that you should start your analysis into z/OS and linked topics. The ABCs collection serves as a magnificent technical tool to assist you develop into more standard with z/OS on your latest atmosphere, or to aid you consider structures to consolidate your e-enterprise applications.This edition is up to date to z/OS edition 2 liberate 3.The contents of the volumes are:quantity 1: Introduction to z/OS and storage ideas, TSO/E, ISPF, JCL, SDSF, and z/OS start and installationVolume 2: z/OS implementation and day by day renovation, defining subsystems, JES2 and JES3, LPA, LNKLST, approved libraries, Language environment®, and SMP/EVolume three: Introduction to DFSMS, information set basics, storage management hardware and software, VSAM, system-Managed Storage, catalogs, and DFSMStvsVolume four: communique Server, TCP/IP and VTAM®extent 5: Base and Parallel Sysplex®, gadget Logger, resource restoration capabilities (RRS), international aid Serialization (GRS), z/OS gadget operations, computerized Restart administration (ARM), Geographically Dispersed Parallel Sysplex (GPDS)volume 6: Introduction to protection, RACF®, Digital certificates and PKI, Kerberos, cryptography and z990 built-in cryptography, zSeries® firewall applied sciences, LDAP, commercial enterprise identity Mapping (EIM), and firewall technologiesVolume 7: Printing in a z/OS ambiance, Infoprint Server and Infoprint CentralVolume eight: An introduction to z/OS issue diagnosisVolume 9: z/OS UNIX® gadget ServicesVolume 10: Introduction to z/architecture®, zSeries processor design, zSeries connectivity, LPAR ideas, HCD, and HMCVolume 11: means planning, efficiency management, RMF, and SMFVolume 12: WLMVolume 13: JES3, JES3 SDSF


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    C9050-549 Certification Brain Dumps Source : IBM Certified System Programmer - IBM IMS

    Test Code : C9050-549
    Test Name : IBM Certified System Programmer - IBM IMS
    Vendor Name : IBM
    Q&A : 103 Real Test Questions/Answers


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