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1Z0-415 exam Dumps Source : Oracle FLEXCUBE Universal Banking 12 Advanced Functional Implementation Essentials

Test Code : 1Z0-415
Test cognomen : Oracle FLEXCUBE Universal Banking 12 Advanced Functional Implementation Essentials
Vendor cognomen : Oracle
: 82 existent Questions

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Oracle Oracle FLEXCUBE Universal Banking

Oracle for common Banking | killexams.com existent Questions and Pass4sure dumps

turn into the bank of the next day

Oracle FLEXCUBE everyday Banking offers the newest digital capabilities to innovate at velocity and scale. Its API libraries and open architecture enable recent working and company models. Banks can manipulate fees and hazards and better operational efficiency with cloud, automation, and knowing resolution-making. The platform enables customized transformation paths the usage of off-the-shelf capabilities or preintegrated add-ons.

Seamlessly tender Sharia-compliant products and features

Oracle FLEXCUBE for Islamic Banking helps banks launch Sharia-compliant banking operations with discrete deployment fashions, together with pure-play Islamic, Islamic window, and coexisting Islamic and gauge banking.

present inventive and customized products to the retail consumer

Oracle FLEXCUBE usual Banking helps banks present innovative and customized products and features that meet the individual and evolving wants of retail banking valued clientele. The platform enables end-to-end life cycle processing and product management, which assist carry recent value whereas improving profitability.

carry next-era company banking outcomes and price

Oracle company Banking helps banks bring related options and makes it feasible for integration with ecosystems to fulfill the evolving industry necessities and preferred outcomes of company valued clientele. The solutions encompass finished capabilities across deposits, loans, alternate finance, liquidity, and payments.

force a really omnichannel and engaging adventure

Oracle Banking Digital event is an business-classification, scalable, digital banking retort that gives banks complete control of their digital channels and helps craft intuitive consumer experiences in-condo. it is preintegrated with Oracle FLEXCUBE common Banking and also works with any third-party core equipment.

release recent company models and salary streams

With more than 1500 ready-to-set up RESTful APIs, Oracle Banking APIs back to construct related experiences across the banking value chain and kick-beginning open banking. The APIs are built-in with Oracle FLEXCUBE everyday Banking and allow banks to build, submit, and manipulate services correctly, launch recent offerings, and release alternatives.

Iraq’s Rafidain bank revamps tech with Oracle | killexams.com existent Questions and Pass4sure dumps

unique. Iraq’s largest monetary institution, Rafidain monetary institution, is known to subsist enforcing a suite of latest Oracle application.

Oracle is on a roll-acle!

These encompass Oracle Flexcube classic Banking for core banking, Oracle Banking Digital event for its digital channels, and Oracle Banking funds.

in line with FinTech Futures’ sources, the deal become signed closing year.

It is understood the brand recent tech will exchange Finastra’s Fusionbanking core banking equipment.

Rafidain is a long-standing customer of Finastra, previously Misys. It used its legacy Bankmaster device for decades, and in 2012 signed to better to Fusionbanking.

Oracle says “a leading Iraqi bank” has chosen to effect into effect these solutions in its Q2 2019 fiscal effects document, however the identify wasn’t printed.

Neither the bank nor Oracle beget replied to their remark requests.

prior this month, Rafidain monetary institution expressed its readiness to establish branches in Iran, stated Secretary established of Iran-Iraq Chamber Hamid Hosseini, in accordance with the Tehran instances.

these days, FinTech Futures suggested that Banco Votorantim in Brazil, Ghazanfar monetary institution in Afghanistan, Prince monetary institution in Cambodia, and FEDinvest in Albania beget been enforcing Oracle FSS’s Flexcube core banking gadget.

Debub global monetary institution Deploys Oracle FLEXCUBE common Banking to Underpin bold expansion Plans | killexams.com existent Questions and Pass4sure dumps

WASHINGTON, DC, Mar 25, 2015 (Marketwired by means of COMTEX) -- ORACLE trade connect -- lately based Debub global bank (DGB) has develop into the newest bank in Africa to select Oracle ORCL, +0.59% solutions to underpin their growth plans. The monetary institution can subsist deploying Oracle FLEXCUBE common Banking, Oracle's SPARC T5-2 server, and Oracle's StorageTek storage options to obtain its imaginative and prescient of becoming greatest-in-class inside Africa's banking business. The hardware and software solution offers the basis on which DGB can roll out its "any place, Any branch" move-channel strategy.

"With probably the most quickest transforming into economies in Africa and the entry of formidable avid gamers akin to Debub global monetary institution into the finance sector, Ethiopia has the potential to become relative as a leading monetary middle in the vicinity," referred to Sonny Singh, senior vice president and accepted manager, Oracle monetary services. "via running Oracle FLEXCUBE on Oracle servers with Oracle StorageTek tape and SAN storage, DGB has a powerful, scalable groundwork to back its expansion plans and execute its 'any place, Any branch' strategy throughout channels."

With Oracle FLEXCUBE, DGB will edge from consolidated consumer and product particulars throughout every separate banking departments. The mixture of Oracle FLEXCUBE utility with Oracle hardware will back the bank protect its facts, reduce back its operational prices and enrich time to market as well as deliver an improved client journey with any place, every time banking. moreover, Oracle Solaris is model for the banking industry, with safety aspects designed to with no wretchedness meet and doc compliance with industry requisites obligations. Oracle FLEXCUBE helps payments, retail, tiny and medium-size enterprise loans, alternate finance, and treasury offerings.

As Part of the rollout, Oracle Consulting functions and BFSI Consulting, a Gold stage member of the Oracle PartnerNetwork, will befriend DGB with its implementation.

"we now beget a scalable and official groundwork to understand their imaginative and prescient of fitting a premiere-in-category monetary institution in Africa," referred to Aman Semir, IT director and CBS challenge manager, Debub global bank S.C. "Debub world bank has transformed its legacy platform to enrich the customer undergo with faster time to market of latest, tailor-made product offerings and drive exponential consumer increase. Oracle's items will continue to serve because the spine of their bank's IT infrastructure and system solutions."

additional information To subsist trained extra about Oracle monetary services or Oracle FLEXCUBE, comply with @OracleFS, subsist Part of the Oracle monetary services facebook group, or study the Oracle fiscal functions blog. To study greater about Oracle Hardware subsist Part of the Oracle Hardware fb group or read the Oracle Hardware blog.

About Oracle Oracle engineers hardware and software to travail collectively within the cloud and for your facts middle. For extra counsel about Oracle ORCL, +0.fifty nine% argue with oracle.com.

emblems Oracle and Java are registered trademarks of Oracle and/or its associates. different names may subsist trademarks of their respective homeowners.

Contact info Valerie Beaudett Oracle +1.650.400.7833 e mail Contact Mary Tobin O'Keeffe and enterprise +1.503.658.7396 e-mail Contact

source: Oracle service provider

(C) 2015 Marketwire L.P. every separate rights reserved.

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Oracle FLEXCUBE Universal Banking 12 Advanced Functional Implementation Essentials

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Test Information:

Total Questions: 82

Test Number: 1Z0–415

Vendor Name: Oracle

Cert Name: OPN Certified Specialist

Test Name: Oracle FLEXCUBE Universal Banking 12 Advanced Functional Implementation Essentials

Official Site: http://testsexpert.co.uk

For More Details: http://testsexpert.co.uk/1Z0-415.html

Question: 1

What does the bailiwick SI Amount mention to while processing sweep-in transactions?

(Choose the best answer.)

A. amount to subsist swept i n

B. minimum sweep amount

C. balance in the debit account that should trigger the sweep

D. balance in the credit account that should trigger the sweep

Answer: B

Question: 2

A trade agreement stipulates that a seller is accountable for securing export clearance and for placing the goods on board a ship in the seller’s country. From that point forward, the cost relating to the freight, transit insurance, and clearing of goods for import are the buyer’s responsibility.

Which INCO term would suit this situation? (Choose the best answer.)

A. Free Alongside Ship (FAS)

B. Cost and Freight (CFR)

C. Free on Board (FOB)

D. Cost, Insurance, and Freight (CIF)

Answer: C

Question: 3

Assume that the documents presented under a sight LC are not discrepant. When will the negotiating bank pay the exporter after presentation of these documents?

A. within five working days

B. immediately

C. within two working days

D. after obtaining confirmation from the LC issuing bank

Answer: B

Question: 4

A bank wants payment destiny tracers to subsist generated automatically by the system. To which event should this tracer subsist attached and what is the cognomen of this advice?

A. TPFT event and PAYMNTFATE_TRCR advice

B. TDIS event and PAYMNTFATE_TRCR advice

C. TPFT event and RESERVE_RELEASE advice

D. TDIS event and DISCAPPRVLJRCR advice

Answer: A

Question: 5

An export bill under a epistle of Credit is negotiated for $75,000 USD on August 1 st. On August 3rd, a reimbursement pretension (MT 742) is raised by the negotiating bank on the reimbursing bank for $75,000 USD. The reimbursing bank honors the claim. Assuming that the reimbursing bank uses Oracle FLEXCUBE, how is this transaction handled in the system? (Choose the best answer.)

A. Oracle FLEXCUBE does not back handling of trade transactions from the point of view of a reimbursing bank.

B. The reimbursing bank uses the Funds Transfer module for sending the MT202 message that honors this claim.

C. The reimbursing bank books a bill contract under the epistle of Credit for capturing the details of MT742. On liquidation of this bill contract, a payment message is generated to reverence the claim.

D. The MT742 message can subsist viewed in the incoming browser of the messaging module of Oracle FLEXCUBE. A stand-alone MT202 message is created and sent from the outgoing browser of the messaging module.

Answer: C

Question: 6

The status of an installment changes from classic to Past Due Obligation. A bank wants to levy a imbue of $5 USD on it. How can the imbue subsist defined and levied?(Choose the best answer)

A. Define the imbue as a component at the Product Component Class flush Default the component by mapping the Component Class to the Product and link the imbue component at the Installment flush status change.

B. Define the imbue as a component at the Product Component Class flush and link it at the Account flush status change.

C. Define the imbue as an UDE and link it at the Installment flush status change

D. Define the imbue as a component at the Product flush and link it on the Loan Account Charges screen.

Answer: A

Question: 7

The status of an installment changes from classic to Past Due Obligation. A bank wants to levy a imbue of $5 USD on it. How can the imbue subsist defined and levied?(Choose the best answer)

A. Define the imbue as a component at the Product Component Class flush Default the component by mapping the Component Class to the Product and link the imbue component at the Installment flush status change.

B. Define the imbue as a component at the Product Component Class flush and link it at the Account flush status change.

C. Define the imbue as an UDE and link it at the Installment flush status change

D. Define the imbue as a component at the Product flush and link it on the Loan Account Charges screen.

Answer: A

Question: 8

A bank owns 50 computer tables whose useful life has been set as 20 years. The depreciation system for these assets is set as the straight line method. The bank wants to determine the value of these tables at the close of their useful life.

What would the value be? (Choose the best answer.)

A. 1

B. o

C. almost 0

D. equal to the original cost of the recent asset of the identical type

Answer: B

Test Information:

Total Questions: 82

Test Number: 1Z0–415

Vendor Name: Oracle

Cert Name: OPN Certified Specialist

Test Name: Oracle FLEXCUBE Universal Banking 12 Advanced Functional Implementation Essentials

Official Site: http://testsexpert.co.uk

For More Details: http://testsexpert.co.uk/1Z0-415.html

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Forget politics, they may need a Tax Commission | killexams.com existent questions and Pass4sure dumps

No more muddling through. No more potholing. No more ad hockery. It may subsist time to regard forming a recent and fiercely independent Tax Commission, writes John Hewson.

Australia needs to achieve genuine and sustainable tax and transfer reform. But how can that betide in what has become an extremely short-term-focused, adversarial policy and political environment?

If governments are left to muddle on pretty much as in the past, the tax and transfer system threatens to become even more dysfunctional.

Yet, both sides of politics look to beget severely constrained their options and capacity to respond already. Both are opposed to any change to the GST, housing or superannuation (the substantial concession areas) and both are committed to reducing personal and company taxation, even in the visage of increasing demands for public services.

I believe this situation now calls for a "big" package, calling for some "big" and "decisive" recent thinking.

A sizeable "tax mix" switch probably will subsist fundamental, with a roam away from corporate taxes to (say) a industry spending tax and an increased GST that is extended across every separate expenditure, as well as expanded land taxes, funding a reform of personal taxation and the abolition of a host of the most inefficient taxes, to mention only the likely key elements.

Other improvements comprise a substantial step forward in terms of simplification, a histrionic improvement in efficiency, a sizeable adjustment to inequality and a recent tax and transfer system that clearly recognises the magnitude and significance of the policy challenges ahead of us. No more muddling through. No more potholing. No more ad hockery.

The Abbott Government has cast its commitment to a White Paper review process in terms of wanting to "finish the job that the Henry Review started". Many, probably the most hopeful, beget interpreted this to signify a crave to mull over and to sift through the remaining recommendations of the Henry Review, with a view to putting together a reform "package" that could subsist taken to the next election.

However, is such a process consistent with the likely politics of the period? Even if a viable tax and transfer package could subsist finalised before the next election, how much of it would beget to subsist "compromised" as the politics unfold? Or, to pose the question another way, how can politics subsist kept out of the process?

First, and foremost, there is a need for political leadership. Indeed, very stalwart and persuasive leadership might subsist enough in itself to drive through reform. However, what is really needed is for someone to "own" and "drive" the reform process, to set the agenda, to control the evolution and explanation or selling of the detail, to challenge others to drop in behind, in support, and to manage the delivery.

Unfortunately, there are not many examples of this sort of leadership or capacity in the nation's parliaments. Rudd came close in his early days but he baulked at the last, double-dissolution hurdle. The reform and the constituency for a significant policy change was not only lost, but so too was his prime ministership.

Second, a political leader needs other "champions" to back the cause, from academia and from others across the community who are not just pushing their own vested interests.

Third, it is valuable to recognise a significant constraint on pile a constituency for reform. Nearly every separate the changes will beget winners and losers, yet in Australia's political system, the losers attend to subsist more vocal than the winners, while the winners are more sceptical. It should subsist obvious, but the key problem in pile a case for tax reform is convincing the potential winners that reform will lead to higher income and higher investment.

Finally, there is a need for longer term, structural thinking and planning. For governments, this calls for thinking beyond the forward estimates and the next election. For political oppositions, it means rising above the negativity and short-term, opportunistic pointscoring in order to regard the national interest.

Too much to ask, you say? Short-termism, and particularly short-term politics, will inevitably win out! OK, let us retreat to the other extreme and pose the question of whether it is inconceivable that the Abbott White Paper might consider, given the overwhelming significance of the tax and transfer system and the likely fierce, negative politics against whatever will subsist proposed, that it would construct more sense to regard the establishment of an independent, permanent, Tax Commission, an institution designed to subsist "beyond politics".

Given the constraints of Australia's three levels of government the nature and role of such a Commission would need to subsist carefully minute and negotiated.

At one level, it simply could subsist empowered to provide fiercely independent advice to governments as to the key elements of a reform package, based on capacities and funding to hunt submissions, commission essential research etc - a Productivity Commission-type role. At the extreme, it could subsist truly independent of governments, with powers, in consultation with governments but only subject to broad parliamentary oversight, to analyse, develop, educate and deliver the reform package(s) it believes necessary over the next several decades - a Reserve Bank-type role.

You might train too extreme? I can recollect sitting in the Monetary Policy Committee meetings of the Fraser Cabinet, day in, day out, watching a controlling group of farmers setting interest rates (official and bank) and Australia's exchange rate, as a matter of their agrarian politics, when it seemed a far holler to imagine an independent RBA with the power and responsibility to set the official interest rate and to intervene in exchange markets, as they believed necessary. But, it happened.

There are a pair of points to ponder in considering the possibility of a Tax Commission. Is genuine tax and transfer reform too valuable to subsist left to politicians? Are interest rates or tax and transfers more valuable to the economy poignant forward?

Assuming that Abbott wants to subsist remembered for a pair of key achievements in his Prime Ministership, it is difficult to imagine a more lasting legacy than genuine, innovative tax and transfer reform.

This piece is extracted from John Hewson's paper for the Crawford-based journal Asia and the Pacific Policy Studies.

John Hewson is a professor in the Tax and Transfer Policy Institute at the Australian National University's Crawford School of Public Policy. He is also the former leader of the munificent Party and the federal opposition. View his plenary profile here.

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