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Test Code : 000-206
Test Name : High-End Disk Solutions for Open Systems Version 1
Vendor Name : IBM
: 122 Real Questions

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High-End Disk Solutions for Open Systems Version 1 education

Can birth-up companies earnings off some of the lowest paid professions: domestic-based child care? | 000-206 Real Questions and VCE Practice Test

Meredith Bunyard in her home-based mostly newborn care in San Francisco. Rachel M. Cohen for The Hechinger file

SAN FRANCISCO — Meredith Bunyard, 34, at all times knew she desired to run her personal preschool. The San Francisco resident graduated from local Mills college in may additionally 2018 with a grasp’s diploma in early childhood schooling, and these days she is getting her dream off the floor with the aid of a new newborn care features company called Wonderschool.

Wonderschool is considered one of a contemporary crop of baby care startups that intention to make it less demanding to open and operate home child care agencies and less demanding for parents to discover these organizations once they launch. The concept is to aid baby care suppliers with their bookkeeping, licensing, advertising and marketing and curriculum choices, all frequently for a 10 percent cut of the earnings. All Wonderschool providers sign a two-yr contract; people that choose no longer to renew their contract nonetheless owe Wonderschool a 12 months’s worth of expenses for each and every baby the enterprise helped them recruit.

The companies’ pitch to skills home-based mostly child care providers? steer clear of high actual estate fees of running a preschool middle with the aid of doing it in your domestic. We’ll assist you with the enterprise and advertising facet of things and show you a way to write off nearly your entire enterprise charges. And we’ll help you seamlessly fill your open slots with new babies.

It’s now not yet clear this mannequin will work, as none of the agencies championing it are greater than a couple of years old. moreover, child care is a low-profits company with tight profit margins, which raises the query of no matter if these corporations can actually make money whereas helping providers earn greater.

The median annual income for a baby care worker in 2018 became simply $23,240, in keeping with the Bureau of Labor information. Wonderschool’s CEO, Chris Bennett, mentioned currently that he believes his business can aid the owners of domestic-based baby care programs earn $120,000 a year. that could be a greater than five-fold raise to the median.

Bennett is gambling that by using offering suppliers enterprise guide, his enterprise could make home-primarily based newborn care extra financially sustainable and engaging to house owners, thereby growing greater achievable infant care alternate options for fogeys.

“We simply need to give so an awful lot value for you that you simply’re identical to, ‘Why would I ever switch?’” talked about Bennett of his method to convincing infant care providers to use Wonderschool.

Wonderschool CEO Chris Bennett in the beginning-up’s San Francisco headquarters. Rachel M. Cohen for The Hechinger file

And if provide goes up because more americans are inclined and in a position to run a hit home-primarily based infant care courses, he bets the cost of care will finally come down.

“There’s a major child care scarcity, which is a large reason they began this company within the first place,” he pointed out.

not everyone thinks it’s a good idea.

Wonderschool is “counting on the fact that you’re ignorant and not linked to anybody,” stated Pat Sullivan, board president of the household child Care association of San Francisco which presents help to native providers and advocates for his or her hobbies. “Most suppliers in California are low-earnings,” Sullivan stated. “we are the lowest paid a part of the trainer team of workers, so for us to pay 10 p.c of their profits for some thing they might get well-nigh for free is absolutely not a good suggestion.”

Sullivan is also doubtful delivery-americalike Wonderschool will carry down the cost of newborn care, because the two greatest cost drivers — wages and real property — will continue to head up.

even if or not the model works could be proven by providers who, like Bunyard, are among the many first to take these corporations up on their presents of help in change for a cut of salary.

back at Bunyard’s sunny house in the prosperous Alamo rectangular regional of San Francisco, college students arrive everyday, able to play with the blocks, books and other toys she has stocked in cubbies lining the partitions.

Bunyard has 5 students now, who come on a staggered agenda in order that there are in no way greater than four in her residence at a time. Her site lists fees starting from $1,320 per month to $2,400 monthly. She’s already taking home about $6,000 a month after paying all of her fees, except rent, which she splits together with her lengthy-term boyfriend. If these numbers live consistent, she’ll earn $70,000 per yr.

“we're the lowest paid a part of the instructor staff, so for us to pay 10 percent of their income for whatever thing they might get very nearly without charge is completely now not a good suggestion.”

Pat Sullivan, board president of the family newborn Care affiliation of San Francisco

Bunyard would like to grow her enterprise slowly and plans to serve six children a day, the highest her license permits, through the summer time. even though she might legally watch six children via herself, Bunyard plans to employ a co-instructor to help her out. whereas her business revenue may additionally increase slightly when she starts serving six infants, she referred to lots of the extra tuition dollars will go toward her co-trainer’s salary.

Bunyard first learned of Wonderschool via a Craigslist ad.

“I discovered them in June, and they were like, ‘we will have you ever up and running by using August,’” she pointed out. Bunyard credit Wonderschool with helping her construct a website, take knowledgeable images, create a Yelp record, and value her features, amongst other birth-up projects. “The thought of running the enterprise turned into overwhelming for me and Wonderschool changed into very open to all of the sorts of questions that I had,” she defined.

Bunyard can connect with Wonderschool staff and different providers on Slack, an internet chat app, and has access to digital knowledgeable construction opportunities. There are also social gatherings for suppliers in San Francisco, in addition to in-adult conferences with a Wonderschool marketing consultant.

“teachers are very secluded. I’m by myself all day working with little ones,” Bunyard noted. Wonderschool is “now not just a business; they’re making a neighborhood of academics and faculties.”

related: To boost preschool pleasant, Massachusetts invests in faculty levels for lecturers

Wonderschool has captured the passion of Silicon Valley buyers as smartly, raising over $24 million in its first two years. Most of that cash — $20 million — came from Andreessen Horowitz, the influential venture capitalist firm co-headquartered by means of Marc Andreessen, the creator of Netscape and an early investor in tech successes together with Skype, fb, Twitter and Airbnb.

$20 million — amount of funding funds Wonderschool acquired from Andreesen Horowitz, an influential Silicon Valley project capital enterprise

In 2018, Wonderschool said it had 140 infant care companies spread throughout San Francisco, los angeles and ny metropolis, with application directors earning a normal of $seventy eight,000 a year. however by way of 2019, Wonderschool would share neither what number of organizations it works with nor its child care directors’ normal salary. “It’s identical to, private tips,” mentioned Bennett in line with The Hechinger report’s request for up to date information.

one other new business proposing to help domestic-primarily based suppliers run more desirable companies is WeeCare, which launched in los angeles in 2017. Its leaders are already eyeing expansion to cities in different states, referred to co-founder Jessica Chang. “Earn as much as $100,000/year doing what you're keen on,” their marketing materials say.

suppliers who sign up for WeeCare get access to a curriculum developed in-residence, and are inspired to use it. those who do are ranked larger on WeeCare’s app. WeeCare also offers support with enterprise tasks including licensing and billing and, like Wonderschool, offers mentorship and the probability to be part of a group of providers.

WeeCare hopes to open 1,000,000 domestic-based newborn care locations over the next decade. to fulfill that aim they’d must launch a hundred,000 new groups per yr from now until 2029. As of February, the delivery-up had about 150 providers signed up for its services.

Chang spoke of her enterprise seeks to serve decrease-salary households, however each WeeCare and Wonderschool have so far essentially reached bigger-end markets. As of December 2018, simplest 12 % of Wonderschool families paid for child care with executive vouchers, which are regulated by means of states and are usually simplest available to households making less than the state median income. about 30 % of WeeCare households pay with vouchers. each startups pointed out they're engaged on initiatives to increase the number of suppliers who serve low-salary families.

1 million — variety of new home-based mostly infant care amenities WeeCare goals to open in 10 years

within the Mountain West, a company known as MyVillage is offering yet an additional version of the new business mannequin. MyVillage offers suppliers information establishing and operating their organizations, a collection of curricula to choose from, discounts on elements, access to specialized bookkeeping application and up to two years of intensive mentorship with a native issuer, spoke of co-founder Erica Mackey. Her aim is to help suppliers run a business that works as an “usual American family solution” to baby care through retaining the charge economical for households.

presently, there are roughly 20 MyVillage preschools scattered throughout Colorado and Montana charging an average monthly expense of $900 for full-time child care. Mackey said she’d like MyVillage to sign up over one hundred,000 new providers in the next 10 years. that might be a standard of 10,000 new providers per 12 months. For context, Colorado currently has 5,034 licensed infant care facilities, in line with that state’s records. Montana has fewer. Mackey spoke of her company’s growth plan includes the relaxation of the nation.

babies taking part in at Rachele lengthy’s home-based infant care in San Francisco. Rachel M. Cohen for The Hechinger document

“We see this as a nationwide factor — rural, city, suburban areas, with every little thing from high-conclusion suburban homes to double-large trailers,” she stated.

presently, home-based infant care may also be found in all of these settings. families often select domestic-primarily based care since it is less costly than center-primarily based care. 12 months-round, full-time child care in a center-based program prices more than 10 % of a couple’s median income in 43 states and the District of Columbia, based on infant Care aware, a nonprofit advocating for in your price range and accessible baby care. expenses are in a similar way excessive for four-yr-olds, for whom middle-primarily based tuition fees greater than 10 % of median salary in 24 states.

linked: regulations for infant care challenging to roll again, as Trump proposed, because there aren’t many

home-primarily based newborn care is also some distance much less regulated than core-based mostly care. In 24 states, for instance, there is not any minimal schooling requirement in any respect for opening a house-based mostly baby care, in accordance with a file by the center for the look at of baby Care Employment on the college of California, Berkeley. regardless of the inability of necessities, low wages, amongst other factors, resulted in a pointy decline within the variety of domestic-primarily based infant care providers between 2010 and 2016, in keeping with the Committee for financial development of The conference Board, a public coverage believe tank.

“The conception of operating the business was overwhelming for me and Wonderschool became very open to the entire styles of questions that I had.”

Meredith Bunyard, home-based mostly child care proprietor and Wonderschool client

The goal for Wonderschool, WeeCare and MyVillage, their leaders talked about, is to support latest providers make greater funds and to convince knowledge new providers the company is value giving a shot. All three organizations additionally present curricular materials in the hope of helping suppliers improve the pleasant of their classes.

Yet a further new infant care capabilities start-up, Pie for suppliers, focuses completely on company management equipment, now not curriculum. customers get access to the Pie for suppliers app, which will also be used on a pc or a telephone, to assist them assemble payments, tune prices and reside on properly of licensing deadlines and rules. they can also sign in for textual content-message reminders to preserve them on course. And, in contrast to Wonderschool, WeeCare and MyVillage, the business primarily targets newborn care providers working with low-profits households who pay for newborn care with government subsidies.

in keeping with Pie for suppliers co-founder Chelsea Sprayregen, as of March, eighty two child care providers had been the usage of the carrier. while Sprayregen and her crew in the beginning expected charging home baby care laborers a reduce of their income, like WeeCare and Wonderschool, they’ve since changed path. In 2019, they decided to make their services free to providers who work with up to 20 babies, while charging bigger child care centers. They additionally plan to sell facts on items like how commonly suppliers are paid on time, or what number of days it takes for government compensation tests to return via to unions, govt companies, consulting organisations and different tremendous corporations. Sprayregen spoke of they realized they couldn't extend at once satisfactory promoting to individual domestic-based mostly suppliers in one of these fragmented market and so switched their profits mannequin to focus on greater players.

connected: Few preschool apps are developmentally acceptable, document finds

while all these new startups have colossal ambitions for countrywide boom — it continues to be to be considered how lengthy suppliers will keep on with them as soon as they get the grasp of working their own corporations.

Some longtime newborn care suppliers doubt the relationship will final. family baby Care association’s Sullivan has run her personal home preschool in San Francisco because 1992. She thinks startups like Wonderschool take advantage of the anxieties of new providers who aren’t universal with the business ins-and-outs.

“I believe it’s predatory,” she noted. “above all when they talk about helping somebody get licensed. That’s in fact a a lot more standard technique than people recognize.”

Sullivan noted the concept of paying Wonderschool upwards of $14,000 for enterprise guidance every yr, about what she calculates she would owe, is loopy.

“i'm very worried about taking dollars faraway from providers.”

To make her point, she tallied up her annual enterprise charges: $9 for a site, $four hundred for an accountant, $300 for HiMama, an app that helps providers speak with folks and manage administrative initiatives like billing, and about $2,000 for insurance. She talked about she also install her own free account on Yelp. That’s less than $3,000 a 12 months, or lower than 1 / 4 of what she’d ought to pay Wonderschool.

“I do my very own bookkeeping because I best have 10 children,” Sullivan delivered. “It takes me like zero time to invoice individuals and it’s in reality not a large deal at all.”

Rachele long at her domestic-based infant care in San Francisco. Rachel M. Cohen for The Hechinger document

Rachele lengthy, one other Wonderschool issuer, lives within the wealthy Cow hollow regional of San Francisco in a condominium Bennett, Wonderschool’s CEO, found, leased, and now subleases to lengthy. Her two-yr Wonderschool contract comprises an agreement to flow out within thirty days if she not wants to run a home-based mostly child care application in the condominium. but her contract ends at the end of June and when her rent renews in July, it might be beneath her identify, now not Wonderschool’s.

Bennett declined to show how many different suppliers he subleases to.

“It changed into a test of a ‘pilot program’ of sorts, that if they suppose [is] a success, they will plan to share publicly, however are still evaluating it as a scalable offering at the moment,” referred to Kimberly Angell, Wonderschool’s spokesperson.

lengthy and her two co-lecturers look after 12 babies, with month-to-month tuition ranging from $2,121 to $2,365 per infant. long pointed out she earns $65,000 a yr in salary and is capable of pay her employees between $45,000 and $fifty three,000.

“i am making about 52 percent more now as an owner and director compared to when i was a pre-k instructor in a center-primarily based software,” lengthy spoke of by using text.

reports like this are part of what makes companies like Wonderschool exciting to Louise Stoney, a consultant and co-founding father of the Alliance for Early Childhood Finance, which reviews economic fashions for the infant care trade. Stoney thinks these agencies can support suppliers achieve what she calls the “Iron Triangle” of a a hit child care business — full enrollment, gathering funds in full and on time, and having tuition excessive enough to cowl costs.

“these three things are truly tough to do, and it’s harder you probably have a private relationship with the people you serve,” she referred to.

a 10 p.c reduce for the organizations is comparatively cheap, in Stoney’s view, because she estimates many newborn care suppliers depart between 15 to 25 p.c of abilities salary on the table by now not filling open slots right now ample, now not claiming all of the purchasable tax deductions, or other lapses. “I actually trust that with effective management, it’s a win-win for each person,” she referred to.

All Their relatives, a Connecticut-based mostly nonprofit, has supplied free help to family unit newborn care suppliers in view that 1999, offering counsel on operating superb agencies. The corporation’s co-founder, Jessica Sager, thinks there’s “lots of expertise” for online platforms in early childhood and pointed out solutions that may aid suppliers balance their students’ academic needs with their responsibilities as business homeowners are a very good thing. but she referred to she issues about providers, in particular those that serve low-salary families, no longer being in a position to come up with the money for such functions.

“We do know the early baby care device is in fact subsidized on the foregone wages of its worker's and they be aware of household newborn care providers are truly making so many fiscal sacrifices, so they wish to be mindful where these multiplied profits are going to return from,” talked about Sager. “i am very frightened about taking greenbacks faraway from suppliers.”

This story about in domestic child care changed into produced by means of The Hechinger report, a nonprofit, independent news firm focused on inequality and innovation in training. register for their e-newsletter.

The Hechinger report provides in-depth, fact-based mostly, unbiased reporting on schooling that's free to all readers. however that doesn't mean it be free to produce. Their work continues educators and the public suggested about urgent considerations at schools and on campuses throughout the country. They tell the complete story, even when the details are inconvenient. aid us keep doing that.

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